body {
	background-color: #FFFFFF;
	font-family: arial, sans-serif;
	padding: 0;
	margin: 0;
	font-size: 12px;
}
img { border: 0; }

p {
	padding: 0;
	margin: 0 0 15px 0;
}
h3 {
	color: #990000;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 2em;
	line-height: 1em;
	padding: 0;
	margin: 0 0 10px 0;
	font-weight: 100;
}
#top {
	height: 195px;
	background-image: url(images/headerBG.gif);
	background-repeat: repeat-x;
	background-color: #FFFFFF;
}
.title_tagline {
	width: 955px;
	padding: 30px 0 0;
	margin: 0 auto;
	text-align: right;
}
#banner {
	height: 195px;
	background-image: url(images/header.jpg);
	background-repeat: no-repeat;
	background-position: center;
}
#content {
	width: 955px;
	padding: 30px 0 0;
	margin: 0 auto;
}
.article {
	margin: 0 0 25px 0;
}
.MainNav {
	width: 955px;
	padding: 10px 0 0;
	margin: 0 auto;
	text-align: left;
	color: #000000;
}
.More {
	padding: 0;
	margin: 20 0 0px;
	color: #990000;
	text-align: right;
	border-top: 1px #CCCCCC;
	border-right: 1px #CCCCCC;
	border-bottom: 1px solid #CCCCCC;
	border-left: 1px #CCCCCC;
}
a.More:link {
	color: #990000;
	text-decoration: underline;
}
#leftTop {
	float: left;
	width: 64%;
	text-align: justify;
	padding: 0 25px 0 0;
	margin: 0;
	background-image: url(images/shield.gif);
	background-repeat: no-repeat;
	background-position: left top;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #CCCCCC;
}
.Separator {
	background-color: #CCCC99;
	color: #333333;
	text-align: left;
	padding-top: 3px;
	padding-bottom: 3px;
	margin-bottom: 10px;
}
h4 {
	color: #990000;
	font-size: 1.5em;
	padding: 0;
	margin: 0;
	font-weight: 100;
	text-indent: 5px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.articleRight {
	margin: 0 0 25px 0;
	text-align: justify;
}
#rightTop {

	float: right;
	width: 31%;
	padding: 0;
	margin: 0;
}
h5 {

	color: #990000;
	font-size: 1.5em;
	padding: 0;
	margin: 0;
	font-weight: 100;
	text-indent: 0px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
#bottom {

	clear: both;
	min-height: 168px;
	height: auto !important;
	height: 168px;
	background-image: url(images/footerBG.gif);
	background-repeat: repeat-x;
	margin: 0;
}
#bannerBottom {

	height: 168px;
	background-image: url(images/footer.gif);
	background-repeat: no-repeat;
	background-position: center;
}
.copyRight {
	width: 955px;
	padding: 0px;
	margin: 0 auto;
	text-align: left;
}
.MainNav a:link {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.MainNav a:visited {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.MainNav a:hover {
	padding: 0;
	margin: 0;
	color: #FF9900;
	text-decoration: none;
}
.MainNav a:active {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.topNav {
	width: 955px;
	padding: 30px 0 0;
	margin: 0 auto;
	text-align: right;
	color: #333333;
}
.topNav a:link {
	padding: 0;
	margin: 0;
	color: #CCCCCC;
	text-decoration: none;
}
.topNav a:visited {
	padding: 0;
	margin: 0;
	color: #CCCCCC;
	text-decoration: none;
}
.topNav a:hover {
	padding: 0;
	margin: 0;
	color: #FF9900;
	text-decoration: none;
}
.topNav a:active {
	padding: 0;
	margin: 0;
	color: #CCCCCC;
	text-decoration: none;
}
.copyRight a:link {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.copyRight a:visited {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.copyRight a:hover {
	padding: 0;
	margin: 0;
	color: #FF9900;
	text-decoration: none;
}
.copyRight a:active {
	padding: 0;
	margin: 0;
	color: #000000;
	text-decoration: none;
}
.More a:link {
	padding: 0;
	margin: 0;
	color: #990000;
	text-decoration: none;
}
.More a:visited {
	padding: 0;
	margin: 0;
	color: #990000;
	text-decoration: none;
}
.More a:hover {
	padding: 0;
	margin: 0;
	color: #FF6600;
	text-decoration: none;
}
.More a:active {
	padding: 0;
	margin: 0;
	color: #990000;
	text-decoration: none;
}
.article a:hover {
	margin: 0;
	color: #FF6600;
	text-decoration: none;
}
.listRight {

	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	text-align: left;
	text-indent: 0px;
	list-style-type: square;
	list-style-position: inside;
	margin: 20px 0px;
	padding: 0px;
}
.listItemRight {
	padding-top: 3px;
}
.listRight a:link {
	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	margin: 0px;
	padding: 0px;
	text-decoration: none;
}
.listRight a:visited {
	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	margin: 0px;
	padding: 0px;
	text-decoration: none;
}
.listRight a:hover {

	font-family: Arial, Helvetica, sans-serif;
	color: #FF9900;
	font-size: 12px;
	margin: 0px;
	padding: 0px;
	text-decoration: none;
}
.listRight a:active {

	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	margin: 0px;
	padding: 0px;
	text-decoration: none;
}
.textStyle3 {
	color: #999900;
	font-size: 16px;
	font-family: Arial, Helvetica, sans-serif;
}
a:link {
	color: #336699;
	text-decoration: none;
}
a:visited {
	color: #336699;
	text-decoration: none;
}
a:hover {
	color: #FF9900;
	text-decoration: none;
}
a:active {
	color: #336699;
	text-decoration: none;
}
.articleBold {

	color: #999900;
	font-size: 15px;
	padding: 0;
	margin: 0 0 15;
	font-weight: bold;
	font-family: Verdana, Arial, Helvetica, sans-serif;
}
.textStyle4 {
	color: #666666;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
}
.course {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #333333;
	padding-right: 5px;
	padding-left: 5px;
	text-align: right;
	border-bottom-width: 1px;
	border-bottom-style: solid;
	border-bottom-color: #CCCCCC;
}
.listRightRisk {
	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	text-align: left;
	list-style-type: square;
	list-style-position: inside;
	padding: 0px;
	margin-left: 15px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
}
.riskMenu {
	padding: 0;
	margin: 0;
	font-weight: bold;
	font-size: 12px;
}
.director {

	color: #990000;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
}
.director a:link {
	color: #990000;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	text-decoration: none;
}
.director a:visited {

	color: #990000;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	text-decoration: none;
}
.director a:hover {


	color: #999900;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	text-decoration: underline;
}
.director a:active {


	color: #990000;
	font-size: 12px;
	font-family: Arial, Helvetica, sans-serif;
	font-weight: bold;
	text-decoration: none;
}
.listSiteMap {
	font-family: Arial, Helvetica, sans-serif;
	color: #336699;
	font-size: 12px;
	list-style-type: square;
	list-style-position: inside;
	margin: 0px;
	padding: 0px;
	text-indent: 25px;
}
blockquote {
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 150px;
}
#widget {
	text-align: right;
}